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Modern Community Banking Built Around You.

We know banking is personal and needs to keep up with the latest conveniences. That’s how we’ve built lasting relationships with families and businesses throughout Indiana for over 150 years.

Let's Talk

Let’s Take the Next Step — Together

Open an Account
Buy a Home
Apply for a Loan
Schedule a Meeting
Plan Your Future
Protect Your Legacy

Lake City Bank is Unique

And so are you. We know that your banking needs are personal, at every stage of life. Through our locally-focused personal attention and investment in our communities, we want to help you thrive.

  • Talk to a banker — whenever you need.
  • Enjoy the digital banking conveniences to simplify your life.
  • Bank with people who know you and your community.
Why Bank With Us

Banking Built on Relationships

Our people make all the difference.

“I love building relationships with my clients and being their go-to for all their banking needs. As those relationships grow, I also connect them with other team members who can help in different areas.”
-Shelly Kammerer
Vice President, Retail Banking Officer and Private Banker Warsaw Downtown branch

Banking Built on Relationships

Our people make all the difference.

“I enjoy helping businesses grow and improve, and being part of their long-term success.”
-Ron BonDurant
Vice President, Commercial Banking Officer Elkhart Region

Banking Built on Relationships

Our people make all the difference.

“I love getting to know our clients and finding ways to help them grow their business.”
-Amber Wolfer
Vice President, Commercial Banking Officer Goshen Region

Meet Your Local Banker

We’d love to talk to you one-on-one.

Schedule an Appointment

Find a Branch Near You

The Learning Center

Tools & Calculators

Planning for a loan, retirement, or savings? Our calculators provide clear, easy-to-understand numbers to help you make smart decisions.

Mobile App

Bank wherever life takes you with Lake City Bank Digital, built to make your personal or business banking simple and convenient.

Buying a Home

Thinking about buying a home? Explore step-by-step resources to help you prepare and feel confident in the process.

Banking Tips & Insights

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Maxxwell Sell is Lake City Bank

Why do you value working at Lake City Bank? I value working at Lake City Bank for its strong investment in employee development and the support I’ve received in growing my career. I also appreciate the balance of a community banking culture within a larger organization, allowing for meaningful relationships.

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Reading time: 3 mins

6 Savings Options to Help You Reach Your Financial Goals

Saving money is one of the most effective ways to build financial stability, but not all accounts work the same way. Understanding how they compare can help you choose the best ways to save money for your situation.

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Reading time: 2 mins

Cheryl Paine is Lake City Bank

Why do you value working at Lake City Bank?
I value working at Lake City Bank because of its strong sense of community, supportive culture and the opportunity to make a meaningful impact through my work.