Lake City Bank Digital

Credit Monitoring and Identity Theft Protection

At Lake City Bank, we are committed to helping you protect your financial security. That’s why we have partnered with Experian to offer IDnotify, a comprehensive credit and identity monitoring service within Lake City Bank Digital.

With IDnotify, you can enjoy peace of mind knowing that your credit and personal information are being monitored for suspicious activity. Choose from three subscription plans to suit your needs, helping protect you and your family from identity theft, fraud, and other threats.

How to sign up

Sign in to Lake City Bank Digital, select My Tookit from the menu, then select the Experian IDnotify icon. Not enrolled in Digital? Sign up here. If you are already enrolled in Digital, click here to go straight to Experian IDnotify.

 

You can choose from three different subscription levels including features like credit monitoring, identity restoration, lost wallet services, child monitoring and many more services that help keep you, your family and your finances safe. 

Subscription levels and pricing*
Elite (Best) - $18.99 / Monthly Plus Applicable Taxes
  • 3-Bureau Credit Monitoring
  • Annual Experian® Credit Report and VantageScore®1 credit score
  • Daily VantageScore® credit score Updates1
  • Identity Restoration
  • Lost Wallet Services
  • Internet Surveillance
  • Social Security Number Trace
  • Child Identity Monitoring3
  • VantageScore® Simulator1
  • Credit, Limit, Utilization, & Balance Alerts
  • Social Network Monitoring
  • Change of Address Monitoring
  • Sex Offender Monitoring
  • Court Record Monitoring
  • Real-Time Credit Alerts
  • Alternative Loan Monitoring
  • Financial Account Takeover
  • Up to $5M Identity Theft Insurance2
  • Real-Time Authorization Alerts
Enhanced (Better) - $8.99 / Monthly Plus Applicable Taxes
  • Experian® Credit Monitoring
  • Annual Experian® Credit Report and VantageScore®1 credit score
  • Monthly VantageScore® credit score Updates1
  • Identity Restoration
  • Lost Wallet Services
  • Internet Surveillance
  • Social Security Number Trace
  • Child Identity Monitoring3
  • VantageScore® Simulator1
  • Credit Limit, Utilization and Balance Alerts
  • Social Network Monitoring
  • Change of Address Monitoring
  • Sex Offender Monitoring
  • Up to $1M Identity Theft Insurance2
  • Court Record Monitoring
Essential (Good) - $4.49 / Monthly Plus Applicable Taxes
  • Experian Credit Monitoring
  • Annual Experian Credit Report and VantageScore®1 credit score
  • Annual VantageScore® credit score Updates1
  • Identity Restoration
  • Lost Wallet Services
  • Internet Surveillance
  • Up to $500K Identity Theft Insurance2
  • Social Security Number Trace
Learn more about our features
  • Experian® Credit Report and Monitoring

Credit bureau monitoring for inquiries, fraud, delinquencies, and more

 

  • Internet Surveillance

Searches websites, blogs, peer-to-peer sharing networks and chat rooms to see if your monitored personal information is found

 

  • Alternative Loan Monitoring

Notifies you of any new loans or credit cards opened with your personal information

 

  • Change of Address Monitoring

Alerts you of changes to you address in the national U.S. Postal Service database and if your mail has been redirected

 

  • Court Records Monitoring

Alerts you if your identity is used for a criminal act booked or reported in the court system

 

  • Sex Offender Monitoring

Provides a report of all registered sex offenders living in your immediate area and if a new offender is added. It also notifies you if a sex offender fraudulently registers using your identity

 

  • Social Security Number Trace

Alerts you of all new names, aliases, and addresses associated with your social security number

 

  • Social Network Monitoring

Watches your social media activity and notifies you of any privacy or reputation risks associated with the content you share

 

  • Child Monitoring3

Monitors for fraudulent names, aliases and addresses associated with your child’s social security number, and searches for matches to your child’s monitored information

 

  • Lost Wallet Services

Works on your behalf to cancel and reissue contents of your wallet if it is lost

 

  • Identity Restoration

If you become the victim of identity theft, IDnotify provides full service identity restoration and helps reduce the time and effort necessary to restore your identity

Take away the stress and concern of watching out for your credit and digital identity with Experian® IDnotify®. Learn more and discover all the benefits by visiting My Toolkit in Lake City Bank Digital now.

 

Not enrolled in Digital? Sign Up Now.

 

If you have questions, please click the button below to review a helpful list of frequently asked questions. You can also send us an email, start a live chat with us by clicking the chat bubble on your screen or call our One Call Center at (888) 522-2265.

Frequently Asked Questions

*Terms, conditions and fees apply to using Experian IDnotify. Please read Experian’s terms and conditions here.

1 Calculated on the VantageScore 3.0 model. Your VantageScore 3.0 from Experian® indicates your credit risk level and is not used by all lenders, so don’t be surprised if your lender uses a score that’s different from your VantageScore 3.0. Click here to learn more.

2 The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company under group or blanket policy(ies). The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits.

3 Child monitoring includes up to 10 children under the age of 18. One-time Parent/Legal Guardian verification may be required.