Key Takeaways

• • • Digital banking lets you do your banking whenever and wherever works best for you.
    • Many routine transactions can be completed with digital banking.
    • Budgeting, money management and expense tracking in digital banking can help you make the most of your dollars.
    • Automatic saving is easy to set up in digital banking.
    • Digital banking is very secure and allows you to proactively manage account activity.
    • Some digital banking platforms may offer additional tools and services to simplify your life.

    ---

    Banking online with a computer, tablet or phone is easy, convenient, and fast. If you’re not sure about digital banking, take a moment and consider the benefits.

    Convenience

    Banking happens when and where you want it to—24/7. With most digital banking apps you can:

    • View account balances in real time. With some solutions, like Lake City Bank Digital, you can even view your accounts across other financial institutions to see your full financial picture.
    • Transfer money between accounts.
    • Pay bills anytime and set up recurring bill payments to make sure your payments automatically arrive on time every month.
    • Deposit checks easily and securely using your mobile phone.
    • Pay people with apps like Zelle®—split the lunch check or pay the babysitter instantly.¹

    Budget and Learn

    Most digital banking solutions include financial tools that help you learn to manage money, budget and save. You can also track expenses and cash flow to help you make the most of your money.

    Goals², part of Lake City Bank Digital, lets you set goals for a vacation, college savings, a new car or anything you can imagine. Set a goal amount and timeframe and money is automatically transferred into your goal account according to your settings.

    Keep Track

    Most digital banking apps provide access to documents like statements and account-related tax documents all in one place and easy to download and use.

    Security

    Keeping your money and your information secure is just as important online as in person. Banks incorporate security features into digital banking to help ensure safety, but users also play a role. For example, avoid using public Wi-Fi networks or unsecured devices when accessing digital banking.

    You can also use an alert feature like Card Controls that notifies you of debit card transactions and other activity in your accounts so you can turn your card off or on in seconds to stop potential fraud.

    Choose What You Use

    Digital banking offers lots of features and solutions to make your life easier, but how (and how much) you use it is up to you. You may choose to check balances and verify deposits online, but stick to paying bills with checks. Or you may choose to use digital savings features like Lake City Bank’s Goals², but cash your checks at a branch. Your digital banking platform may even offer additional tools and services beyond banking, like those offered in My Toolkit in Lake City Bank Digital, to help simplify your life. 

    Are you ready?

    Getting started is easy. Enroll in Lake City Bank Digital and experience the benefits of 24/7 banking for yourself.

    
    ¹Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Must be age 16 to use Zelle® 

    ²Goals, as referred to herein, constitute the Goals Account described in Section E Investment Accounts of the Personal Account Terms and Conditions.