Lake City Bank has operated successfully for 150 years since our founding in 1872. We’re a community bank with a strong history of consistent financial performance, as detailed on our Lake City Bank Fact Sheet. In addition we have built a robust and conservative capital base though this performance. Lake City Bank has significantly higher levels of capital than the minimum required by the regulators for “Well-Capitalized” status. Our balance sheet has grown conservatively throughout our 150-year history and our above-peer profitability has contributed to our strong capital foundation. We maintain conservative excess levels of capital to support the continued growth of Lake City Bank. Read More