Lake City Bank Cash Line

A little extra cash can make a big difference in so many ways. How? With a Lake City Bank Cash Line.

A Cash Line is an unsecured line of credit that allows you to transfer money to your checking account when you need it. It can also help you avoid overdrafting your checking account. Here are a few benefits:

• Transfer money from a Cash Line to your checking account when you know you’ll need it, such as an expense you didn’t budget for or an emergency. There is no transfer fee when you advance money from your Cash Line to your checking account.
• Avoid overdrafting your checking account by linking Cash Line to your checking. If your checking account balance falls below $0.00, we’ll transfer money in $100 increments from your Cash Line to your checking account. There is a $5 fee for each time we make this transfer for you. This is less than our current NSF fee of $15 charged for non-sufficient funds in checking accounts.
• Cash Line has an annual fee of $35. This fee is applied on your first billing statement.
• The interest rate on Cash Line is more competitive than most credit cards, so you could use your Cash Line to help pay off higher interest bills. Cash Line currently features a 15% annual percentage rate (APR).* The APR is variable.
• You can apply for a total line amount ranging from $500 to $5,000 on your Cash Line.
• You can easily manage your Cash Line in Lake City Bank Digital. If you’re not enrolled in Digital, you can enroll here.

Ready to apply? You can apply online today by clicking Apply Now below, or drop in to any of our branches. As always, all loans are subject to credit approval.